Buying your first home feels easier when you have a coach.

Our First Home Coaches (Sunlight Lending accredited) help you get clear on your budget, deposit & options so you can move forward without the stress.

landscape photo of a marina in Central Coast

Why a First Home Coach?

You’re not the only one feeling overwhelmed. Most first home buyers are juggling conflicting advice, changing policies and big decisions while trying not to make expensive mistakes.

A Sunlight Lending Accredited First Home Coach gives you a simple plan, explains things in plain English and helps you take the next step when you’re ready.

What a First Home Coach helps you with

1) Understand your numbers (before you waste weekends at open homes)
  • How much you’re comfortable repaying (not just a maximum)
  • How existing debts and expenses can affect your borrowing range
  • What to tidy up before you apply
2) Work out your deposit and upfront costs
  • Deposit scenarios (and what they can mean)
  • Planning for costs people forget (legals, inspections, insurance, moving)
  • A practical savings plan and timeline
3) Make sense of schemes and eligibility
  • What may be available (and what’s eligibility-based)
  • What typically impacts eligibility (price caps, location, property type, timing)
  • What you may need to prepare
4) Build a smoother pre-approval plan
  • What pre-approval is and what it isn’t
  • How to avoid common pitfalls while you’re searching
  • What documents are usually needed
5) Support through the buying journey
  • How the process typically works (search → offer → settlement)
  • What to prepare before making an offer
  • Keeping you organised and calm through the steps

You can reach out for an appointment here.

How it works

Step 1: Book a call
Tell us where you’re at and what you’re trying to achieve.

Step 2: Get your personalised plan
We’ll walk through your numbers, deposit and likely pathways.

Step 3: Take your next step with confidence
Whether that’s saving, preparing documents, or starting your search you’ll have clarity and a plan.

Once you’re ready Katrina can get the right loan for you.

You can reach out for an appointment here.

Discover your home loan options by completing the form below.

Katrina’s knowledge of the shift penalty/overtime income and the reduced Lenders mortgage Insurance payable is how we were able to get a refinance to a lower rate.

Police & Nurse - Refinance

I cannot recommend Katrina highly enough. As a single mother, navigating the property market and finance world on my own felt overwhelming but Katrina made the entire journey not only possible but empowering. She secured my second home loan with incredible efficiency and care, and then went above and beyond by guiding me through the process of setting up and using my self-managed super fund to purchase my third property. Her knowledge, professionalism, and genuine passion for helping her clients build wealth and security are unmatched. Thanks to Katrina, I am now in a financial position I never thought I’d reach on my own. Her support and direction have truly changed my life. If you’re looking for a broker who is not only brilliant at what she does but also genuinely invested in your future, Katrina is the one

Single Parent (Anonymous)
Katrina Russell
Specialist Lender
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Online Enquiry

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