Home, business & personal loans on the Central Coast.
Your go to mortgage broker for the vibrant communities of Terrigal, Gosford, Davistown, and beyond. Offering business loans, commercial property finance and more.
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All the latest news, tips & insights.
Understanding Your Borrowing Power Without the Overwhelm
If you're unsure how much you can borrow or where to even begin, you're not alone. Many buyers, especially in healthcare or buying solo later in life, feel overwhelmed. Understanding your borrowing power doesn’t have to be scary it’s just about knowing what lenders look at and how to position yourself confidently.
What’s the Deal with Lenders Mortgage Insurance (LMI)?
Lenders Mortgage Insurance (LMI) can be a major cost for home buyers with less than a 20% deposit, but it doesn’t have to be a dealbreaker.
First Home Guarantee Scheme Update July 2025
From January 2026, the First Home Guarantee Scheme will become more accessible with the removal of income caps and increased property price thresholds. The government will also invest in continued support for regional and single-parent buyers, and a new Shared Equity Scheme is set to launch soon.
