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What they say about us.
Why choose us instead of a bank?
We do the research and find the right deals for you.
We also save you money. Our job is to minimise your costs, while banks look to maximise their profits.
We listen to what YOU need and provide you with the best lender and product to meet those needs.
We collectively have over 130 years in the finance industry, and are connected to over 50+ different lenders.
Experienced Mortgage Broker on the Central Coast & surrounds
Central Coast Mortgages is your dedicated team of mortgage brokers and finance brokers. Our team has the experience, expertise and great lending partners to ensure your borrowing needs are met.
We act for you without prejudice – we are not owned by a bank, we have no affiliation with any bank – we go with the best lender for you.
We offer a complimentary home loan broking service as well as assisting with business loans, commercial property finance, equipment finance and more.
Need a Home Loan? Start here.
Just complete the form below for a list of home loan options to suit you.
Looking for a better deal on a loan?
Online Enquiry
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All the latest news, tips & insights.
Understanding Your Borrowing Power Without the Overwhelm
If you're unsure how much you can borrow or where to even begin, you're not alone. Many buyers, especially in healthcare or buying solo later in life, feel overwhelmed. Understanding your borrowing power doesn’t have to be scary it’s just about knowing what lenders look at and how to position yourself confidently.
What’s the Deal with Lenders Mortgage Insurance (LMI)?
Lenders Mortgage Insurance (LMI) can be a major cost for home buyers with less than a 20% deposit, but it doesn’t have to be a dealbreaker.
First Home Guarantee Scheme Update July 2025
From January 2026, the First Home Guarantee Scheme will become more accessible with the removal of income caps and increased property price thresholds. The government will also invest in continued support for regional and single-parent buyers, and a new Shared Equity Scheme is set to launch soon.
