From Renting to Homeowners: How Katrina at Central Coast Mortgages Helped This Young Family Secure Their First Home

Buying your first home is always a big milestone—but for one young couple, it was even more special. With a new baby in tow and a dream of owning their own place, they turned to Katrina at Central Coast Mortgages to make it happen.

The challenge? They didn’t have much in savings. But after four months of patience, expert guidance, and smart strategy, they’ve just been unconditionally approved and will be moving into their first home next month!

Like many first-home buyers, this couple—referred to Katrina by their accountant—knew they wanted to buy, but they weren’t sure if it was possible with their limited savings.

✅ The mum, a midwife, was juggling shift work and baby duties.
✅ They needed a lender who would work with a smaller deposit.
✅ They wanted to avoid high upfront costs like Lenders Mortgage Insurance (LMI) if possible.

With rising property prices and deposit requirements, they worried they’d have to keep renting. But Katrina had other ideas!

The Solution: A Smart Strategy to Get Them Over the Line

Exploring Loan Options – Katrina researched lenders who offered low-deposit home loans and worked with government grants and incentives.

Maximising Their Borrowing Power – She structured their application to highlight their stable income and strong affordability, helping them qualify despite lower savings.

Guiding Them Every Step of the Way – The process took four months, but Katrina ensured they stayed on track, explaining everything clearly and keeping their confidence up.

The Result: A New Home & a Fresh Start!

• ‍Loan Unconditionally Approved!
• Settlement Next Month—Just in Time to Start Fresh in Their Own Home
• A Secure Future for Their Growing Family—Without the Stress of Renting

This isn’t just a house—it’s a foundation for their family’s future. Despite limited savings, Katrina helped them turn their dream into reality.

Low Savings? You Might Still Be Closer to Homeownership Than You Think!

If you’re a first-home buyer worried about your deposit, don’t count yourself out just yet! There are lenders, grants, and strategies that could help you get into your first home sooner than you think.

At Central Coast Mortgages, Katrina is here to find the right lender, explore your options, and make homeownership possible for you.

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